If you've decided you don't want yet another login, the shortlist usually narrows to two: Tricount (the Bunq-owned, Belgium-built option with strong roots across the EU) and Kittysplit (the original no-signup option, German-built, the spiritual ancestor of the entire category). Both ship the friction-free promise; both have very different feel and feature footprints.
The short version: Tricount has more features and a full mobile app, Kittysplit is web-first with a recently-launched mobile app but holds some basics (currency conversion, ads-removal) behind a one-time per-group €3 'Super Kitty' upgrade. Tricount feels like an established app; Kittysplit feels like a tool. Both work, but they appeal to different sensibilities.
Feature comparison
Pulled cell-by-cell from our /compare/ data. Anything that looks stale - tell us and we'll fix it.
| Feature | Tricount | Kittysplit |
|---|---|---|
| Price | Free, no ads, no IAPs | Free |
| Signup required | No (optional account for sync) | No |
| Multi-currency | Yes | Super Kitty only (€3 one-time per group) - 120+ currencies, snapshotted at expense date |
| AI receipt scanning | No | No |
| Smart settlement (fewest transactions) | Yes | Yes |
| Real-time updates | Manual sync | Page refresh required |
| Recurring expenses | Yes | No |
| Comments on expenses | Yes | No |
| Web app | Yes | Yes (web-first) |
| Native mobile app | Yes - iOS, Android | Yes - iOS and Android (since Sept 2025) |
| Group templates | Limited | No |
| CSV / PDF export | CSV, PDF | XLSX (Excel) |
| Payment links (Stripe / PayPal / Wise / Revolut) | Bunq integration | No |
| Languages | 10+ | 5 |
| Data residency | EU (Bunq / Netherlands; Tricount team in Belgium) | EU (Germany) |
| Open source | No | No |
| Ads | No | Yes - banner ads on free tier; Super Kitty removes them |
The third option
Tricount and Kittysplit are the two best-known no-signup options for a reason - both prove that the model works. They diverge on polish vs minimalism. EvenRound was built to extend the model with the features the others hold back (free multi-currency, AI receipt scanning, recurring expenses, payment links). See /compare/tricount or /compare/kittysplit for the per-product comparison.