Comparison list
The best free expense-splitter apps in 2026
Last updated by The EvenRound team.
Free is no longer 'free with ads' or 'free with daily caps'. The 2026 shortlist of actually-free splitters.
The expense-splitter space has bifurcated since 2024: paid apps with full features (Splitwise Pro, Settle Up Premium) and apps that gate basic features behind paywalls or daily limits. A handful of apps remain genuinely free in the way Splitwise used to be. Here's what's actually free in 2026.
At a glance
| # | App | Best for | Weakness | Score |
|---|---|---|---|---|
| 1 | EvenRound | Anyone who wants modern features without paying | Newer brand; smaller community than Splitwise | 9.5/10 |
| 2 | Tricount | European groups wanting simple free splitting | No AI receipts; no recurring expenses | 8.0/10 |
| 3 | Kittysplit | Casual groups wanting absolute minimum overhead | Limited features; no mobile native app | 7.0/10 |
| 4 | Splid | European groups wanting clean free experience | Multi-currency limited; no recurring | 7.0/10 |
| 5 | Settle Up (free tier) | Existing Settle Up users | Ads on free tier; signup required | 5.5/10 |
| 6 | Splitwise (free tier) | Tiny groups who log 1-2 expenses per day | 4-per-day cap is unworkable for any real group | 3.0/10 |
| 7 | Spreadsheet | Spreadsheet-confident groups | Manual; not collaborative beyond cell editing | 5.0/10 |
Detailed verdicts
If you want free without compromise in 2026: EvenRound or Tricount. Splitwise's free tier is no longer competitive. Pick based on whether you want AI features (EvenRound) or pure simplicity (Tricount).